Sandy Nelson Real Estate

Your Mortgage Center


money house soft.jpgIn order to use our time wisely, it's important to know in which price range to look for homes. Many sellers require that a pre-qualification letter be submitted along with an offer. In a hot market there's no time to waste when submitting an offer. The pre-qualification process is quick and painless. Some lenders even pre-qualify you over the phone and then fax in the letter. The lender who pre-qualifies you does not necessarily have to be the lender you go with for financing the loan.

Because financial pictures vary from buyer to buyer, there are a variety of loans available.  To find the mortgage that's right for you, you should interview several lenders.  My profession provides me with a lot of insight into different lending practices and know which lenders aren't predatory, but reliable, good faith partners. I also want my clients to be aware of a rarely known pot of money on the closing table, called the YSP (yield spread premium). So talk to me about the lenders I work with. And, by the way, there is absolutely nothing in it for me. I make referrals based solely on my conviction of the quality of service you'll receive.


With over 175 mortgage articles and live mortgage rates, this will provide answers to your mortgage questions.


Our simple mortgage calculator calculates your monthly payment based on your input.

Sandy  Nelson
Share |